Pretty well! There's things I've wanted but I don't need, and I have not bought. Now, Darth Tater is going to be hard to resist. We shall see. But for the most part, No CDs, no extra clothes (I really need socks though, most of mine have holes), no video games. We've been eating out less but treat ourselves. The test will come when DLJ is working again, when we don't need to be so conservative, but remain so. We do fine on my pay; I'd like to stash the equivalent of his when he's working again, with loosened reins for special items or large purchases. There are a few of those looming:
-The trip to Japan, put off due to getting rid of the debt (actions have consequences).
-My ten year college reunion this June, in Connecticut. We'd like to make it a longer trip to visit my cousin in NYC and my old hometown in NJ, but at least a few days in CT.
-A new Mac. Mine is dying. Really dying. It has a gash in the screen, it's a laptop and has no battery because it leaked and died. I've pulled huge amounts of things off it, trying to free up space and memory, and it still is so slow that I can't really do forums anymore, my typing goes and it's 30 seconds or more before the letters on the screen catch up with me. Last night it totally tanked when DLJ put the latest release of OSX 10.4 on it and it had to be restored from the harddrive we have attached to it in case it goes through true death. Soon, I will probably just run off that hard drive, connected to the puter for the screen. Hopefully, we can get me a new one this Spring, but the final debt needs to go first, as well as property tax payments in February. Both of those things should be completed by the end of February. Unlike many folks, I don't blow my tax returns, I save most of them and take a small portion to put towards things. That might help but…the Mac we are looking at will be around $2100. But because we use a portion for a purchase sometimes, the Mac will probably come after the tax return does. I just hope my ol' iBook hangs on until then.
-The garden. Lots of it is very affordable, but we need to take out the railroad ties that hold the raised bed and replace them with stone. That will be the largest chunk o' change.
When the debt is paid, we still have to pay ourselves back for the chunk of savings we threw at it. When DLJ gets a job, this will all go a lot faster, so I am very much looking forward to when he does, not so that we can buy with abandon, but "catch up" as it were, from the debt. And catching up is really just creating a bank of disposable income, after putting back the amount taken away from savings for the debt, something that has been going on slowly as well, so it's on the road to recovery. Even with this hurdle, we have savings, we are contributing to IRAS and mutual funds, and investing in the house. Not in huge amounts right now, but we are still working towards the big picture. I really hope he learned his lesson on this one, I think he has, both from the things he cannot do or buy as a result of his actions, and the experience of having a TRULY disappointed and hurt Luny around for a month or so, when it all came to light.